Home Insurance Is Not a Maintenance Plan: Part 2 (Episode 10)

Watch on YouTube: https://youtu.be/rYuEEqAVDgw

How much insurance do you really need? What coverages are you ok to get rid of? How do you actually file a claim, and then what happens?

This is part two of two of our interview StateFarm insurance experts Joe Bowen, Ben Hardmen, and Alex Resendiz. 

Part 1 is here: https://www.youtube.com/watch?v=fB3Y0ykDcu8. 

0:43 - Welcome back.
1:00 - What's gonna happen after you file a claim? Your insurance will likely go up. If you can cover it, you should cover it. 
1:25 - Call your agent before you file a claim. 
1:59 - Any time a claim is filed, your policy can be reviewed (and your insurance will likely go up). 
2:25 - How much could your premium go up?
2:50 - Warranties are different than insurance. 
3:48 - Home insurance is not a maintenance policy. It's for BIG challenges.
3:58 - If you don't know your policy, make sure you know your agent.
4:23 - "Is my policy set correctly?" discussion with your agent.
4:43 - What did we learn today?
5:12 - Like and subscribe!
5:41 - Bloopers

*No insurance deductibles were harmed in the filming of this real estate discussion.

Please contact us to tell us you love us, you want to hire us! Call or text: 

StateFarm, Dean H. Bowen Insur Agcy Inc
Joe Bowen
joe@deanbowen.net
801-489-5636

Realtors with Hive Collective at Presidio Real Estate:
Tyler Cazier: 801-210-0230
Aric Wiszt: 801-228-7687‬

Lender with Elite Team at Security Home Mortgage: 
NMLS: 178787
Jason Christiansen: 801-669-7271
NMLS: 240472

A Production with Security Home Mortgage's Jason Christiansen, and Hive Collective at Presidio's Tyler Cazier and "Mr. Suit" Aric Wiszt.