The Utah Real Estate Show

What's the Difference Between Home Inspections & Home Appraisals? (Episode 3)

Home inspection is part of due diligence, and it gives the buyer a report detailing any issues with the home. Home appraisal is part of financing and appraisal, and it gives the lender a report about the home's relative value. 

We address all these questions: Why do buyers love inspections? Why do sellers not appreciate inspections as much? Should you have an inspection on new construction? When you get that fat inspection report, what you should pay attention to? What's a material fact, and why do you care? When should you do the inspection? When do you get the appraisal report? What's the process for getting a home appraised? What's a "desktop" appraisal?

Find out how to separate the garbage from the gold in a home inspection report. Focus on Safety and Structure (these are material facts), and use them in your negotiation. Finally, use the appraisal to make sure the value is there.

*No inspectors (or appraisers) were harmed in the filming of this real estate discussion.

Please contact us to tell us you love us, you want to hire us! Call or text: 

Realtors with Hive Collective at Presidio Real Estate:
Tyler Cazier: 801-210-0230
Aric Wiszt: 801-228-7687‬

Lender with Elite Team at Security Home Mortgage: 
NMLS: 178787
Jason Christiansen: 801-669-7271
NMLS: 240472

A Production with Security Home Mortgage's Jason Christiansen, and Hive Collective at Presidio's Tyler Cazier and "Mr. Suit" Aric Wiszt.

Contract Deadlines, and Closing Near a Holiday (Episode 2)

Watch on YouTube: https://youtu.be/q_wX7DPrgCU

Settlement is when you sign everything. Closing is when all the money is moved, title is recorded, and the house is yours. Watch for Tyler flubbing the definition...more than once!

The Real Estate Purchase Contract (REPC) stipulates 4 calendar days to complete all the documents: "  3.2  Closing. For purposes of the REPC, "Closing" means that: (a) Settlement has been completed; (b) the proceeds of any new Loan have been delivered by the Lender to Seller or to the escrow/closing office; and (c) the applicable Closing documents have been recorded in the office of the county recorder ("Recording"). The actions described in 3.2 (b) and (c) shall be completed no later than four calendar days after Settlement."

Jason asks why settling on the Wednesday before Thanksgiving isn't a great idea.

*No turkeys were harmed in the filming of this real estate discussion.

A Production with Security Home Mortgage's Jason Christiansen, and Hive Collective's Tyler Cazier and "Mr. Suit" Aric Wiszt.

Talk to a Lender Early (episode 1)

Watch on YouTube: https://youtu.be/tBUSa1wqaMI

If you're considering purchasing a property, talk to your lender NOW. Whether it is in Utah Real Estate market or another, they can help you do things while you're preparing for the transaction that will make the transaction MUCH smoother. We've had clients speak to lenders 3 months, 6 months, even 12 months before they purchase, and it makes the transaction so much better. Information is POWER!

Talk to your lender now to figure out if you can purchase what you're thinking about. You may be able to do it sooner than you think!

*No leprechauns were harmed in the production of this video.

Drop a comment here and feel free to ask Aric Wiszt or Tyler Cazier or Jason Christiansen for more information.

The Hive Collective at Presidio Real Estate.